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	<title>Terry Schultz-Consulting Services S.P.</title>
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		<title>The Tucson Tragedy and a Better Response</title>
		<link>http://www.terryschultzonline.com/?p=334</link>
		<comments>http://www.terryschultzonline.com/?p=334#comments</comments>
		<pubDate>Thu, 13 Jan 2011 05:12:47 +0000</pubDate>
		<dc:creator>Terry Schultz</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.terryschultzonline.com/?p=334</guid>
		<description><![CDATA[Quin Hillyer, in the American Spectator article linked below, makes a good point about how we conservatives should react to the media&#8217;s rampaging diatribes, as well as how we, as Americans, should act.  It is a very good read. http://spectator.org/archives/2011/01/12/lets-try-a-better-response]]></description>
			<content:encoded><![CDATA[<p>Quin Hillyer, in the American Spectator article linked below, makes a good point about how we conservatives should react to the media&#8217;s rampaging diatribes, as well as how we, as Americans, should act.  It is a very good read.</p>
<p><a href="http://spectator.org/archives/2011/01/12/lets-try-a-better-response">http://spectator.org/archives/2011/01/12/lets-try-a-better-response</a></p>
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		<title>Tucson Tragedy</title>
		<link>http://www.terryschultzonline.com/?p=330</link>
		<comments>http://www.terryschultzonline.com/?p=330#comments</comments>
		<pubDate>Wed, 12 Jan 2011 16:28:49 +0000</pubDate>
		<dc:creator>Terry Schultz</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.terryschultzonline.com/?p=330</guid>
		<description><![CDATA[Why is it that when something terrible happens, it is always the conservatives fault?  Political rhetoric is a part of our culture but finger pointing is never a good thing.  People seem to forget that when you point your finger in blame, there are three pointing back at you. Charles Krauthammer points out some very [...]]]></description>
			<content:encoded><![CDATA[<p>Why is it that when something terrible happens, it is always the conservatives fault?  Political rhetoric is a part of our culture but finger pointing is never a good thing.  People seem to forget that when you point your finger in blame, there are three pointing back at you.</p>
<p>Charles Krauthammer points out some very good circumstances where the left is just as bad with rhetoric, so let&#8217;s just stop the finger pointing and realize that sometimes bad things happen because there are bad people amongst us.  Read the article and consider.</p>
<p><a href="http://www.washingtonpost.com/wp-dyn/content/article/2011/01/11/AR2011011106068.html?hpid=opinionsbox1">http://www.washingtonpost.com/wp-dyn/content/article/2011/01/11/AR2011011106068.html?hpid=opinionsbox1</a></p>
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		<title>The Health Care Bill and its Actual Costs</title>
		<link>http://www.terryschultzonline.com/?p=313</link>
		<comments>http://www.terryschultzonline.com/?p=313#comments</comments>
		<pubDate>Thu, 23 Sep 2010 17:01:19 +0000</pubDate>
		<dc:creator>Terry Schultz</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.terryschultzonline.com/?p=313</guid>
		<description><![CDATA[By now, with all that&#8217;s been said about the Health Care bill that was forced upon us, everyone knows that surveys show it&#8217;s not appreciated, liked or wanted by most of America.  Now, we are seeing more articles about the actual cost to us this &#8220;wonderful&#8221; bill has produced.  Don&#8217;t get me wrong, I held [...]]]></description>
			<content:encoded><![CDATA[<p>By now, with all that&#8217;s been said about the Health Care bill that was forced upon us, everyone knows that surveys show it&#8217;s not appreciated, liked or wanted by most of America. </p>
<p>Now, we are seeing more articles about the actual cost to us this &#8220;wonderful&#8221; bill has produced.  Don&#8217;t get me wrong, I held no ideas that this bill wouldn&#8217;t cost us more.  That&#8217;s a given when you understand that nothing in this life is free.  But what galls me is when our politicians talk out of both sides of their mouths.  During the debate and then the passage of this bill, the Democrats kept telling us that this is going to lower costs in the long run and that more people will be covered, especially those with no insurance.  Then, as one link below shows, the President himself says just the opposite.  This is just another example of how this administration thinks so highly of itself and so lowly of the electorate that they continually feed us this nonsense.</p>
<p>Well, attached here are a number of links that show some different aspects of the additional costs to us this piece of legislation will produce.  Read carefully the article from an actuary with Centers for Medicare and Medicaid Services, a division of the Department of Health and Human Services.  This is scary when our leaders tell us one thing then a department within the government, tells us just the opposite. </p>
<p> One article by <a title="Insurers to Raise Rates" href="http://online.wsj.com/article/SB10001424052748703720004575478200948908976.html#articleTabs%3Darticle" target="_blank">Janet Adamy</a> of the Wall Street Journal, talks about how insurers are going to raise rates based on an assumption, in many cases, of eventual cost increases from the bill.  It is a good article because it shows to some degree both sides.  Yes, insurance companies have always found ways to raise rates and this bill is not going to stop it.  Again though, it&#8217;s the promises made that were never meant to be kept, and could never be kept anyway.  Why can&#8217;t our politicians speak truth, or not speak at all. </p>
<p>I know, that&#8217;s a pipe dream but why must they always think we are so stupid to not see through the sham?  And you wonder why the public is so mad?  Duh!!!</p>
<p><a href="http://spectator.org/blog/2010/04/23/chief-hhs-actuary-finds-obamac">http://spectator.org/blog/2010/04/23/chief-hhs-actuary-finds-obamac</a></p>
<p><a href="http://www.investors.com/NewsAndAnalysis/Article/537208/201006111932/Keep-Your-Health-Plan-Under-Overhaul-Probably-Not-Govt-Analysis-Concludes.aspx">http://www.investors.com/NewsAndAnalysis/Article/537208/201006111932/Keep-Your-Health-Plan-Under-Overhaul-Probably-Not-Govt-Analysis-Concludes.aspx</a></p>
<p><a href="http://spectator.org/archives/2010/09/23/obamacare-at-six-months">http://spectator.org/archives/2010/09/23/obamacare-at-six-months</a></p>
<p>Follow my other blog at <a href="http://schultztd.wordpress.com">http://schultztd.wordpress.com</a></p>
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		<title>Are The &#8216;Rich&#8217; Really Not Paying Their Fair Share of Taxes?</title>
		<link>http://www.terryschultzonline.com/?p=306</link>
		<comments>http://www.terryschultzonline.com/?p=306#comments</comments>
		<pubDate>Thu, 09 Sep 2010 04:19:08 +0000</pubDate>
		<dc:creator>Terry Schultz</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.terryschultzonline.com/?p=306</guid>
		<description><![CDATA[Lately, and quite frequently we have been told by Obama and those who think they know better, that the rich need to start paying their fair share of taxes.  This has been one of the main themes in the political discussion of how to treat the impending expiration of Bush tax cuts.  Well, I think [...]]]></description>
			<content:encoded><![CDATA[<p>Lately, and quite frequently we have been told by Obama and those who  think they know better, that the rich need to start paying their fair  share of taxes.  This has been one of the main themes in the political  discussion of how to treat the impending expiration of Bush tax cuts.   Well, I think our progressive thinkers in Washington have been reading  out of the wrong playbook and better get their act together.  According  to the article, in the link here, the top 10% of income earners paid  over 70% of the federal income tax that was collected in 2007.  The  bottom 50% of income earners only 2% + of the federal income tax.  So,  explain to me how our present government can make claims that the &#8216;rich&#8217;  don&#8217;t pay enough?</p>
<p><a href="http://spectator.org/archives/2010/09/08/fire-obama">http://spectator.org/archives/2010/09/08/fire-obama </a></p>
<p>When will our leaders understand that when you raise taxes on the  upper income earners, you kill investments in new business by these same  people.  It is the upper income earners that help support the small  businesses that employ most of the people.  In this article, it is very  important that you read at least the segment called &#8220;President Obama&#8217;s  Falacy&#8221;.</p>
<p>The Democrats like to blame the Republicans of fear mongering and  racism.  What Obama and his cronies are doing is nothing less than  creating fear and a racism of sorts&#8230;class racism.  And to add to the  problem, there are plenty of people that either don&#8217;t want to, or don&#8217;t  have the capacity to think for themselves and do the research to find  out the truth.  They would rather be told what to think and just mouth  what others say.  It&#8217;s a said statement about the electorate.</p>
<p>If you haven&#8217;t figured it out yet, I am a conservative.  Not  Republican, but a conservative, and seeing what this administration is  doing to us is so disappointing to me.  We all have to stop believing  what they are telling us for face value and call them out on their  misrepresentations and disinformation, and we have to do it now.</p>
<p>Follow my other blog at <a href="http://schultztd.wordpress.com">http://schultztd.wordpress.com</a></p>
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		<title>Bush Tax Cuts Put Us on This Financial Road &#8211; Really?</title>
		<link>http://www.terryschultzonline.com/?p=285</link>
		<comments>http://www.terryschultzonline.com/?p=285#comments</comments>
		<pubDate>Mon, 30 Aug 2010 02:37:05 +0000</pubDate>
		<dc:creator>Terry Schultz</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.terryschultzonline.com/?p=285</guid>
		<description><![CDATA[There has been much finger pointing at President Bush about his tax cuts putting us on this financial road we are presently on.  Such an easy thing to do&#8230;pointing fingers at someone or one particular party. I think, and this is just me, that the road we are going down now was started before Bush [...]]]></description>
			<content:encoded><![CDATA[<p>There has been much finger pointing at President Bush about his tax cuts putting us on this financial road we are presently on.  Such an easy thing to do&#8230;pointing fingers at someone or one particular party.</p>
<p>I think, and this is just me, that the road we are going down now was started before Bush and before Reagan.  With the exception of a few years, 1960 ($.3B surplus) and 1969 ($3.2B surplus), our government has operated on a spend now, pay later model, operating in a deficit mode. (Clinton did not create a surplus, he just borrowed from other programs, thereby still creating a deficit spending model).  Now, the tax cuts during Bush undoubtedly assisted in deepening our deficit, but to put the blame directly on Bush, I think, is a little simplistic.  I would venture a guess that the beginnings of this road we are now on, economically, began in the 1930’s.  I’ll let all of you figure that one out.</p>
<p>In regards to the end of the tax cuts, as has been stated, those above $250,000.00 income are going to see the affect.  Not those below.  I have some questions though:</p>
<ol>
<li> How is a 3%-4% bump in taxes (what is projected for 2011) for those above $250,000.00, going to affect small business’s (S Corp).  Are they going to reinvest profits to avoid the taxes?  If so, no taxes would be paid on that part of the profit, but neither would the small business be able to ‘bank’ that money for future risk taking.  There are many small businesses that operate above the $250K threshold that would be hurt by the end of the tax breaks.</li>
<li>Are our politicians on both sides of the aisle going to pay this tax increase also?  I’m pretty sure we can all say that isn’t going to happen to any great degree.  Both party’s politicians do everything they can to pay as little tax as possible.  Just look at Sen. Kerry avoiding MA taxes by registering his yacht in RI. (Well, trying to anyway…he got caught.)</li>
<li>How does our present administration justify putting this country into an almost $1T dollar, 10 year deficit (min number of years), and yet say they need to raise the tax rates on the ‘rich’?  And it is said that Bush put us on this path?  What path do people think we are on now?  Sorry folks, that dog don’t hunt.</li>
</ol>
<p>There will always be different takes on what is happening with the economy, from both sides of the aisle, and from every spectrum of the electorate, but putting the blame on one person, one party, just doesn’t fly.  One may have contributed more than the other at any one given time, but every politician is to blame.</p>
<p>I’ve attached a link below this paragraph to an article from a writer in the UK that states his point of view of what needs to be happen with our economy.  Yes, for those more liberal, you will bristle because it comes from the American Thinker.  But if you read this article without bias, and consider what Steve McCann is saying, he’s got some very good points.  Pay particular attention to his comments about taxes.</p>
<p><a href="http://www.americanthinker.com/2010/08/the_economy_must_change.html">http://www.americanthinker.com/2010/08/the_economy_must_change.html</a></p>
<p>Also, I ran across a discussion, on <a href="http://www.bargaineering.com/articles/category/your-take">bargaineering.com</a> written by Jim Wang, about the end of the Bush era tax cuts that was very interesting to read.  And, it’s not just one sided.  Take the time to read it and come to your own decision.  It brings out points that I don’t think too many people consider, when talking about tax cuts.  Here is the link.</p>
<p><a href="http://www.bargaineering.com/articles/bush-era-income-tax-cuts.html">http://www.bargaineering.com/articles/bush-era-income-tax-cuts.html</a></p>
<p>Ok, I’ve said my piece.  Bring it on!!!</p>
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